Property

Make your property purchase plans in France or Switzerland a reality. Financing, the benefits of foreign currency loans, and repatriating funds for your deposit: find out how exchange rates affect your purchasing power in the property market and safeguard your investment.

24 min
someone who has bought a house
Avatar Marika
By Marika Impoco
9 May 2026
Property

Buying a home in Switzerland: what you really need to know before you buy

Only 36% of Swiss people own their own homes. The problem? It’s not just the cost of property, but a system with rules that are unique in the world and can quickly become a financial headache. Between the mandatory 20% deposit, the complex tax rules on imputed rental value and the exchange rate trap for cross-border workers, every decision has a significant impact on your budget.