Receiving international payments: receive your payments without incurring currency conversion costs
Accepting payments in foreign currencies shouldn’t eat into your margins every time a conversion takes place. With b-sharpe, invoice your customers in their own currency and reduce your foreign exchange fees by up to 80% compared to your bank, without changing the way you operate.
23 currencies
Direct access to the desk
100% Swiss secure service
Currency exchange: the underestimated cost of
your international payments
When it comes to intra-group transactions, foreign exchange costs can quickly become a difficult-to-understand expense. b-sharpe makes these costs clearer and reduces your bill. Here are the three situations where the impact is most immediate.
Rates that lack clarity
The difference between the market rate and the rate actually applied is rarely known in advance. As a result, the actual cost of currency exchange becomes difficult to assess, which affects your margins.
Costs that are difficult to predict
Additional charges may apply, such as transfer fees, shared fees and intermediary fees. These are often broken down into different stages, making it difficult to get a clear picture of the total cost of an international payment.
Uncontrolled conversion timing
Without clear guidelines (thresholds, frequencies, alerts), the timing of conversion depends on the urgent matters at hand. The result is decisions made on a case-by-case basis and foreign exchange costs that are more difficult to manage.
Manage your international payments
with b-sharpe
Every conversion must be verifiable before it is approved. b-sharpe helps you reduce currency exchange costs and choose the right time to convert.
Competitive rates to help you reduce your currency exchange costs
Before confirmation, the b-sharpe ratio is clearly displayed. You know the total cost of each transaction and can reduce your foreign exchange fees by up to 80%.
A guaranteed rate for 48 hours, to secure your conversions
You can monitor the rate in real time and lock it in for up to 48 hours. The rate remains guaranteed whilst you finalise your internal approvals and execute the transaction. You are protected against last-minute market fluctuations. If necessary, you can rely on our experts or our trading desk to execute the transaction at the scheduled time.
A Swiss service that is secure and fast
Your transactions are processed in Switzerland in a secure environment, with end-to-end encrypted transfers. The exchange rate is fixed as soon as your transaction is confirmed. Depending on the currencies and the recipient banks, it may take up to 24 working hours for the funds to be received.
Easy to implement, with no technical integration required
No integration is required: you can get started straight away, without connecting any tools or launching an IT project. Set-up is quick and can be adapted to your approval processes.
4 steps to receiving
your international payments
Set up your business account
Registration takes just a few minutes online. Your account will be activated within 24 hours, with no sign-up fees or commitment, and is accessible on both mobile devices and computers.
Please send the funds to be converted
Once your payments have been received, transfer the amount to be converted to your b-sharpe IBAN from your usual bank. The funds are received in Switzerland, after which you can initiate the conversion at a time of your choosing.
Prepare for the conversion and lock in the rate
Select the currencies (up to 23) and enter the amount: the b-sharpe rate will be displayed before confirmation. You can lock in this rate for 48 hours, giving you time to finalise your internal approvals.
Convert and run the transfer
Once approved, the transaction is executed in a Swiss environment, via leading Swiss banks. Depending on the currencies involved, execution can take place within 24 hours.
Set up your business account
Registration takes just a few minutes online. Your account will be activated within 24 hours, with no sign-up fees or commitment, and is accessible on both mobile devices and computers.
Please send the funds to be converted
Once your payments have been received, transfer the amount to be converted to your b-sharpe IBAN from your usual bank. The funds are received in Switzerland, after which you can initiate the conversion at a time of your choosing.
Prepare for the conversion and lock in the rate
Select the currencies (up to 23) and enter the amount: the b-sharpe rate will be displayed before confirmation. You can lock in this rate for 48 hours, giving you time to finalise your internal approvals.
Convert and run the transfer
Once approved, the transaction is executed in a Swiss environment, via leading Swiss banks. Depending on the currencies involved, execution can take place within 24 hours.
A b-sharpe
adviser at your side
Adrien supports businesses and SMEs in managing their multi-currency cash flows. He analyses your needs and recommends tailored solutions (spot foreign exchange, forward foreign exchange contracts, currency risk hedging), acting as your dedicated point of contact throughout the process.
Our customers say it
better than we do
“We chose b-sharpe because of their competitive exchange rates and the ease of use of their platform.”
Andreas M, CIO based in Uster
23 currencies for your
international payments
Meet most of your needs in Europe, North America, Asia and beyond.
Swiss security for your
international payments
A regulated intermediary in Switzerland
b-sharpe is a Swiss financial intermediary affiliated with SO-FIT, a Swiss self-regulatory organisation.
You are operating in an environment that complies with Swiss standards.
Enhanced protection for funds
Insurance cover of CHF 5 million provides additional protection for your funds against the risks of fraud, hacking or embezzlement.
Over 20 years’ experience in foreign exchange
Founded in 2006 by Jean-Marc Sabet following a career at UBS, HSBC and Synthesis Bank, b-sharpe has served over 40,000 clients. Trustpilot rating: 4.8/5.
A team of experts, highly regarded by our clients
Our experts will guide you through getting to grips with the platform, as well as helping you navigate the challenges and complexities of currency exchange.
Frequently asked questions about
receiving international payments
To receive a payment from your international clients, simply provide them with the b-sharpe IBAN along with your unique client ID. As soon as the funds arrive in our account, our system automatically links them to your business. They are then converted and transferred to your destination account within 24 working hours, without the need for an additional bank intermediary.
The fees are limited to transaction charges based on the interbank rate, starting from 0.12%. No account opening fees, no subscription fees, no hidden charges. The amount you see before confirming is the amount you will receive.
b-sharpe allows you to receive payments in over 23 currencies: CHF, EUR, USD, GBP, AED, JPY, CAD, MAD and many more. Find the full list at b-sharpe.com/currency-converter/.
No, you do not need to open or manage multi-currency accounts. Simply provide your partners with the b-sharpe IBAN and your customer reference. We receive the currencies, convert them and transfer them directly to your usual bank account, without tying up your cash flow.
Once the funds have been received in your b-sharpe IBAN, the conversion and transfer to your account are completed within 24 working hours, depending on the currencies involved. Weekends and public holidays are not included in this timeframe.
With b-sharpe, you can lock in your rate in real time via the platform or by contacting our FX desk. The rate is guaranteed for 48 hours. For recurring payments or large sums, a forward exchange contract allows you to fix your rate in advance and secure the amount you will receive, regardless of market fluctuations.
Yes. Unlike a bank, b-sharpe displays the amount you will receive before each transaction, and that is exactly what you will receive, with no hidden fees or nasty surprises. Transaction fees start at 0.12%, compared to an average of 1.5% to 2.5% at a traditional bank. And your payments are processed within a regulated Swiss framework, with no pre-existing banking relationship required.