There are currently no exchange fees, transfer or management costs that we apply to transactions made by our clients.

These rates include both types of customers private and businesses.

Account management fees

Type of ExpenseSum
Account opening feeNone
Account management feesNone
Account closure costsNone

International and domestic transfer charges

Type of transferAmount
Transfer EUR/CHF in SwitzerlandFree of charge
Transfer EUR to EU countries (SEPA)Free of charge
Transfer to another country and / or currencyCHF 5.-
Express transfer (at customer’s request)CHF 5.-

Transfers are understood to be transfers from b-Sharpe to the bank of the country mentioned in the  indicated currency. Learn more about transfer costs

Foreign exchange transaction costs, unit costs and transfer fees for major currency pairs

Click on the currency pair you are interested in to view pricing

Exchange transaction charges EUR CHF (Exchange CHF for EUR), and other charges

Find below the fees charged for a euro to Swiss franc exchange transaction

Amount changed (in CHF)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.50%CHF 5.-– In Switzerland and to an EU country  (SEPA) : free
– other countries : CHF 5.-
from CHF 5’000.- CHF to CHF 49’999.-Interbank exchange rate + 0.50%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million de CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Example:

A cross border employee wants to change CHF 6,000.- to euros which are then to be transferred to a euro account in his bank in France.

  • exchange rate applied by b-Sharpe: 1.09660 (Interbank exchange rate  +0.5%)
  • Operating unit costs applied by b-Sharpe: none
  • Transfer fee: none, as it is for a SEPA credit transfer to euros in a European country
  • Other costs: none

For the same transaction, the exchange rate applied by a traditional bank would be, usually, the interbank exchange rate  + 1.60%. The bank would also apply charges, which would vary according to the institution. In the end, on the exchange rate only, b-Sharpe allows you to get, for a transaction of CHF 6,000.-, a little over 60 euros compared to the same operation performed by a bank.

Exchange transaction costs CHF EUR (EUR exchange for CHF)

Find the charges applied below for a foreign exchange transaction CHF to EUR

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.50%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.50%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs USD CHF (CHF exchange for USD)

Find the charges applied below for a foreign exchange transaction USD to CHF

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs CHF USD (exchange US dollars for CHF)

Find the charges applied below for a foreign exchange transaction CHF USD

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs CHF GBP (Pounds Sterling GBP exchange for CHF)

Find the charges applied below for a foreign exchange transaction CHF GBP

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs GBP CHF (CHF exchange for Pounds Sterling GBP)

Find the charges applied below for a foreign exchange transaction CHF GBP

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs EUR CHF (Exchange GBP Pounds Sterling for EUR) and other charges

Find the charges applied below for a foreign exchange transaction EUR to GBP

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Exchange transaction costs GBP EUR (EUR Exchange for GBP Pounds Sterling)

Find the charges applied below for a foreign exchange transaction GBP EUR

Amount that is changed (in CHF equivalent)Exchange rate applied by b-SharpeTransaction feesTransfer charge*
less than CHF 4’999.-Interbank exchange rate + 0.64%CHF 5.-– Switzerland: free
– to another country: CHF 5.-
from CHF 5’000.- to CHF 49’999.-Interbank exchange rate + 0.64%Nonesame as above
from CHF 50’000.- to CHF 99’999.-Interbank exchange rate + 0.40%Nonesame as above
from CHF 100’000.- to CHF 249’999.-Interbank exchange rate + 0.25%Nonesame as above
from CHF 250’000.- to 1 million CHFInterbank exchange rate + 0.12%Nonesame as above
greater than 1 million CHFContact usNonesame as above

Interbank exchange rate: the exchange rate at which banks exchange foreign currency with each other.

* Said costs are those applied by b-Sharpe and do not include any costs that your bank might charge upon receipt of funds.

This information is valid for both individuals and businesses

Foreign exchange transaction costs, unit costs and transfer fees for major currency pairs

You make foreign exchange transactions with other currencies? Contact us for additional currency pairs (including particularly pairs in the currencies CAD, JPY, AUD, HKD, NOK, NZD, SEK, SGD, ZAR, EUR, CHF, USD, GBP and excluding currency pairs mentioned in this page). We deal in more than 20 currencies in total.

NB: Our rates are degressive based on the amounts and may vary in different currencies.

Know more about transfer charges

  • b-Sharpe is designed to save you money on your foreign exchange transactions. However, b-Sharpe and its customers remain dependent on banks for payment transactions. In all transparency, b-Sharpe charges its customers using the same fee structure as that negotiated with its banks. The good news is that through b-Sharpe, our clients benefit from “corporate” type payment conditions. The other good news, is that the vast majority of transfers are free.
  • b-Sharpe draws the attention of its customers to the fact that unless otherwise notified by them, we will credit the equivalent of their operations by transfer where the fee structure is standard, that is to say shared between the recipient and the originator. To summarise, we pay the fees requested by our bank for the transfer of funds and our customers pay the fees that their bank asks them for the transaction.
  • b-Sharpe has no control over charges from other banks. We ask our customers to contact their bank for rates that are to be applied to them. Note that the vast majority of SEPA credit transfers are not subject to fees levied by banks within the European Union.
    However we let our customers decide whether to cover the fee that allowing them to bear the full cost of the transaction (i.e. those of the issuing bank and those of the receiving bank). This option allows our customers to be sure that their beneficiaries will be credited with the precise amount sent. This option costs CHF 18 for payments in euro within the EU and CHF 25 for other payments.

Urgent payments

We provide for our customers an urgent payment method, to process an express transfer to the beneficiary. This option costs CHF 5.-.
b-Sharpe usually transfers funds within 24 hours. Transfer is immediate with the express payment.
However, we draw the attention of our customers to the fact that this option is not compatible with the SEPA standard and therefore the beneficiary’s bank will charge for this transfer if the “OUR” option is not selected.
Moreover, if b-Sharpe guarantees an immediate transfer of funds, the effective timeline for receipt of funds also depends on the bank’s processing the transferred funds.