{"id":7243,"date":"2019-09-20T09:35:36","date_gmt":"2019-09-20T09:35:36","guid":{"rendered":"https:\/\/b-sharpe.d.wpstage.net\/cross-border-workers\/repatriate-your-3rd-and-3rd-pillar-pension-plan-under-the-best-exchange-conditions\/"},"modified":"2024-04-08T12:10:27","modified_gmt":"2024-04-08T12:10:27","slug":"repatriate-2nd-and-3rd-pillar-pension-plan","status":"publish","type":"page","link":"https:\/\/www.b-sharpe.com\/en\/repatriate-2nd-and-3rd-pillar-pension-plan\/","title":{"rendered":"Repatriate your 2nd and 3rd pillar pension plan under the best exchange conditions"},"content":{"rendered":"\n<h1>\n\t\tRepatriate your 2nd and 3rd pillar pension plans\n\t<\/h1>\n\t\t\t<a href=\"https:\/\/secure.b-sharpe.com\/auth\/registration\/private\/?language=en&amp;_ga=2.165427007.1875055953.1615800728-1537822185.1610976326&amp;_gac=1.152598987.1614765120.Cj0KCQiAhP2BBhDdARIsAJEzXlHIUVRKglOnQseNYdyjiWTI8fvp8bb4ydRLXBG5bRhm56OEHyAymTEaApwSEALw_wcB\" target=\"_self\" role=\"button\" rel=\"noopener\">\n\t\t\t\t\t\t\tSign up\n\t\t\t\t\t<\/a>\n\t\t\t\t<img decoding=\"async\" src=\"https:\/\/www.b-sharpe.com\/wp-content\/uploads\/2021\/03\/Rapatriement.png\" alt=\"Rapatriement\" itemprop=\"image\" height=\"572\" width=\"572\" title=\"Rapatriement\" onerror=\"this.style.display='none'\">\nCross-border workers in Switzerland who wish to (and have the ability to do so) can repatriate a portion of their 2nd or 3rd pillar pension plans.\n<ul>\n<li>The&nbsp;<strong>2nd pillar pension plan<\/strong>, also known as the<a href=\"https:\/\/www.bsv.admin.ch\/bsv\/en\/home\/social-insurance\/bv\/grundlagen-und-gesetze\/grundlagen\/sinn-und-zweck.html\" target=\"_blank\" rel=\"noopener\">&nbsp;occupational pension provision<\/a>, represents a potentially significant amount in Swiss francs (from several tens of thousands to several hundreds of thousands, and even more on the uppermost end).<\/li>\n<li>The&nbsp;<strong>3rd pillar pension plan<\/strong>, which is a form of the so-called optional pension provision (in which the cross-border worker can choose whether or not to contribute) can also represent a significant amount of Swiss francs.<\/li>\n<\/ul>\n<p>In both cases, any cross-border worker wanting to withdraw Swiss francs from his or her pension for a purchase in euros (such as for retirement, the purchase of a primary residence or for starting a business) will have an interest, given the amounts involved, in minimising exchange costs and obtaining the best exchange rate. This is precisely what b-sharpe can offer you with its competitive currency exchange service.<\/p>\n<h2>\n\t\tHow to repatriate your 2nd pillar pension plan as a cross-border worker\n\t<\/h2>\n\t<p>A cross-border worker can decide to withdraw funds from his or her 2nd pillar pension plan in a number of situations:<\/p>\n<ul>\n<li>if they are of legal retirement age in Switzerland (65 years for men; 64 years for women),<\/li>\n<li>if they wish to take early retirement and if the pension fund regulations allow it (at age 58),<\/li>\n<li>for the purchase of a primary residence,<\/li>\n<li>for starting a business.<\/li>\n<\/ul>\n<h2>\n\t\tReducing exchange fees for the repatriation of a 3rd pillar pension plan\n\t<\/h2>\nThe 3rd pillar pension plan is a retirement program that can take several forms:\n<ul>\n<li><strong>Pillar 3b<\/strong>&nbsp;is a retirement supplement whose value is expressed in Swiss francs. Funds can be withdrawn under conditions similar to those of the 2nd pillar plan.<\/li>\n<\/ul>\n<ul>\n<li><strong>Pillar 3b<\/strong>&nbsp;works more like a life insurance contract and, depending on the type of contract chosen, it allows the insured person to receive pension benefits (in the event of death, for example) in addition to a lump sum.<\/li>\n<\/ul>\n<p>Whatever the type of 3rd pillar pension plan, a cross-border worker who decides to cash it out and transfer it out of Switzerland will also enjoy minimal exchange fees and a very attractive exchange rate when converting Swiss francs into euros.<\/p>\n<h2>\n\t\tHow to benefit from b-sharpe&#8217;s great terms\n\t<\/h2>\n\t<ol>\n<li><a href=\"https:\/\/secure.b-sharpe.com\/auth\/registration\/private\/?language=en\">Sign up!<\/a>&nbsp;Registering with b-sharpe is free and with no obligation<\/li>\n<li>After your account is approved, you&#8217;ll receive an IBAN, which you can send to your insurance company or pension fund as well as a document certifying that we will transfer the full amount received to the recipient&#8217;s account.<\/li>\n<li>The funds in Swiss francs will then be transferred to b-sharpe, who will then exchange them for euros.<\/li>\n<li>b-sharpe will then transfer the funds to the bank account of your choice<\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Repatriate your 2nd and 3rd pillar pension plans Sign up Cross-border workers in Switzerland who wish to (and have the ability to do so) can repatriate a portion of their 2nd or 3rd pillar pension plans. The&nbsp;2nd pillar pension plan, also known as the&nbsp;occupational pension provision, represents a potentially significant amount in Swiss francs (from&hellip;<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-7243","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Repatriating your (CHF) 2nd pillar pension plan and exchanging it for EUR<\/title>\n<meta name=\"description\" content=\"There&#039;s nothing better than b-sharpe for saving a lot of money on exchange fees when transferring your 2nd (or 3rd) pillar plans and exchanging them for euros.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link 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