{"id":195562,"date":"2021-10-07T14:06:44","date_gmt":"2021-10-07T14:06:44","guid":{"rendered":"https:\/\/www.b-sharpe.com\/?page_id=195562"},"modified":"2025-01-21T14:04:16","modified_gmt":"2025-01-21T14:04:16","slug":"rate","status":"publish","type":"page","link":"https:\/\/www.b-sharpe.com\/en\/rate\/","title":{"rendered":"Understanding exchange rates"},"content":{"rendered":"\n
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Calculating our margins<\/h2>\n\n\n\r\n
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Buying euros<\/div>\r\n
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Selling euros<\/div>\r\n
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Foreign exchange market (or Forex)<\/div>

Changes by the second<\/strong>, according to supply and demand
\n(0.9500<\/strong> in this example)<\/p>\n<\/div> <\/div>\r\n

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b-sharpe’s margin\"\"
Every financial intermediary providing foreign currency decides its own margins.<\/div><\/span><\/div>

b-sharpe applies a 0,5%<\/strong> margin<\/a>
\nup to CHF 50,000 (variable depending on amounts exchanged)<\/p>\n<\/div> <\/div>\r\n

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Customer rate<\/div>

For CHF 5’000<\/strong>
\n0.9500 x (1+0.5%)= 0.9547
\nYou receive:
\n5\u2019000\/0.9547 = EUR 5’237.25<\/strong><\/p>\n<\/div> <\/div>\r\n \r\n\r\n <\/div>\r\n \r\n <\/div>\r\n\r\n

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Foreign exchange market (or Forex)<\/div>

(0.9500<\/strong> in this example)<\/p>\n<\/div> <\/div>\r\n

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b-sharpe’s margin\"\"
Every financial intermediary providing foreign currency decides its own margins.<\/div><\/span><\/div>

b-sharpe applies a 0,5%<\/strong> margin<\/a>
\nup to CHF 50,000 (variable depending on amounts exchanged)<\/p>\n<\/div> <\/div>\r\n

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Customer rate<\/div>

For EUR 5\u2019000<\/strong>
\n0.9500 \/ (1+0,5%) = 0.9453
\nYou receive:
\n5\u2019000 x 0.9453 = CHF 4’726.37<\/strong><\/p>\n<\/div> <\/div>\r\n \r\n\r\n <\/div>\r\n \r\n <\/div>\r\n\r\n \r\n<\/div>\n\n\n

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Setting the rate<\/h2>\n\n\n\r\n
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In real time<\/div>\r\n
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On receipt of the funds<\/div>\r\n
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Setting the rate in advance<\/div>\r\n
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Setting the rate<\/div>

You set the rate with our teams or via our apps. We undertake to maintain this market rate plus the b-sharpe margin, regardless of market trends.<\/p>\n<\/div> <\/div>\r\n

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You send us the funds<\/div>

You undertake to send us the funds in currency A<\/strong> within a maximum of 48hrs*<\/p>\n<\/div> <\/div>\r\n

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You receive your funds<\/div>

in currency B<\/strong> within one working day.<\/p>\n<\/div> <\/div>\r\n \r\n\r\n

*In the event of any default on your part, we will invoice you for any exchange loss which may result from the unwinding of our cover. After 48 hrs, our position will need to be financed, and we will invoice you for this (0.02% per day).<\/div> <\/div>\r\n \r\n <\/div>\r\n\r\n
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You send us the funds<\/div>

in currency A<\/strong><\/p>\n<\/div> <\/div>\r\n

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Setting the rate<\/div>

We apply the market rate and the b-sharpe margin at the time of receipt <\/span><\/p>\n<\/div> <\/div>\r\n

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You receive your funds<\/div>

in currency B<\/strong> within one working day<\/p>\n<\/div> <\/div>\r\n \r\n\r\n <\/div>\r\n \r\n <\/div>\r\n\r\n \r\n<\/div>\n\n\n

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The foreign exchange market<\/h2>\n\n\n\n

In the foreign exchange market, the relative value of one currency against another varies according to supply and demand. Currencies are always quoted in twos, or ‘currency pairs’. For example, EUR\/CHF gives the value of one euro against one Swiss Franc, so GBP\/USD gives the value of one UK pound against one US dollar.<\/p>\n\n\n\n

The foreign exchange market operates as an “OTC” (Over The Counter<\/em>) market. It is not organised or centralised in the same way as stock markets Other than the reference rates published daily by the central banks, there are no official rates.<\/p>\n\n\n\n

b-sharpe is a financial intermediary, so we are able to offer businesses and invdividuals access to more favourable exchange rates than those offered by traditional organisations like banks or currency offices. Our rates correspond to market rates<\/a>, plus a low, fair service fee.<\/p>\n\n\n\n

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Calculating our margins Setting the rate The foreign exchange market In the foreign exchange market, the relative value of one currency against another varies according to supply and demand. Currencies are always quoted in twos, or ‘currency pairs’. 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