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The most frequently asked questions...
Each month, cross-border employees are subject to exchange rate fluctuations between the Swiss franc and the euro when they look to exchange their salary. There are several ways to do it, but they're not all equal from a cost perspective.
Saving money is always good. b-sharpe's service saves an average of 70% on the margins that banks usually charge on top of the exchange rate for Swiss border salaries.
For a cross-border employee exchanging 5,000 CHF to EUR per month, the yearly savings would be approximately 624 EUR.
Additionally, our service is compatible with all configurations, so you don't need to change banks, whether in Switzerland, France or elsewhere.
b-sharpe is an online service which allows border-workers to exchange their Swiss francs for euros at the best rates.
With b-sharpe, cross-border workers don't need to change banks. They simply transfer the amount of their salary in Swiss francs that they wish to change to euros. b-sharpe then takes care of the exchange and transfers the euros into their bank account.
The diagram for the exchange and transfer of your salary is as follows:
- Your employer sends your salary in Swiss francs to your regular salary account (Swiss or foreign bank).
- Using b-sharpe, you transfer the amount of your salary in Swiss francs that you wish to exchange for euros.
- Once the exchange has been completed, b-sharpe transfers the amount in euros to the bank of your choice in France, Switzerland or elsewhere.
With b-sharpe, your employer can also directly transfer your salary to b-sharpe without going through a Swiss bank.
Transfers are insured against fraud and piracy
The b-sharpe multi-currency exchange platform ensures all customers' transfers against fraud, for a total of 3 million CHF. Your money's security is our priority.
An exchange and funds transfer service with the highest security standards
Hosted in Geneva, Switzerland, the b-sharpe platform benefits from the most advanced encryption technologies, thus ensuring 100% security for your transactions (whether for the exchange of your cross-border salary in Swiss francs or for transfering a sum of euros to your bank).
Contrary to the majority of banking establishments and exchange offices, b-sharpe has adopted a policy of total transparency with respect to its cross-border clients. For each exchange transaction from Swiss francs to euros, you'll know the exchange rate actually applied and the margin we also apply.
For each transaction, the reference rate used by b-sharpe is the interbank market's real-time rate. Our platform is, in fact, in constant connection with the major players in the currency market.
For more information on the exchange rate, take a look at this blog article: How an exchange rate is calculated (in french).
As such, our clients can be assured that the exchange rate charged by b-sharpe will always be as close as possible to a currency's actual rate, and they won't have to pay more for their transactions in foreign currencies.